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OWNER FINANCING AVAILABLE - Your Path to Homeownership Starts Here! Don't let bank financing hold you back "” this charming 3-bedroom, 1-bath home in Gainesville, TX could be yours with a small down payment. Perfect for self employed buyers who've been turned away elsewhere but are ready to build equity in a home of their own. This 1,440 sqft home offers tons of storage, with even extra rooms for a shop or crafts. Enjoy the freedom of NO HOA, plus the peace of mind of a brand-new HVAC system and a newer roof already in place. Owner financing terms are flexible to meet your budget.
| LAST UPDATED | 9/16/2026 | TRACT | Joy Acres |
|---|---|---|---|
| YEAR BUILT | 1956 | COUNTY | Cooke |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| ADDITIONAL DETAILS | |
| AIR | Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Electric Oven, Electric Water Heater |
| CONSTRUCTION | Brick, Frame |
| EXTERIOR | Storage |
| HEAT | Electric |
| INTERIOR | High Speed Internet |
| LOT | 10585 sq ft |
| LOT DESCRIPTION | Few Trees |
| PARKING | Carport, Driveway |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Ranch |
| SUBDIVISION | Joy Acres |
| TAXES | 4283 |
| UTILITIES | Cable Available |
| WATER | Public |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Gary Hibert, Shoehorn Realty Group, LLC
You may not reproduce or redistribute this data, it is for viewing purposes only. This data is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS.This data was last updated on: 9/22/26 4:32 PM PDT
This IDX solution is (c) Diverse Solutions 2026.